Catchouse
Hi! Janice Lee here 👋 If you are buying a home, there is a good chance you have run into three little letters that quietly add to your monthly payment: PMI 🏡 PMI stands for Private Mortgage Insurance, an extra monthly cost some buyers pay on top of their mortgage. Here is the catch... it protects the lender, not you 📋 You pay it when your down payment is under 20%, because lenders see that loan as higher risk. On a large San Francisco loan, that can add real money to your monthly payment 💰 The good news? PMI is not forever. Once you build enough equity you can request to remove it and lower what you pay each month ✨ Swipe through for what PMI is, why you might be paying it, and how to avoid or remove it. Not sure if PMI applies to you? Let's talk. Janice Lee, DRE #01720205 📞 (415) 832-9151 🌐 JaniceLeeHomes.com #SanFranciscoRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #PMI #SanFranciscoRealtor
Hi! Janice Lee here 👋 If you are buying a home, there is a good chance you have run into three little letters that quietly add to your monthly payment: PMI 🏡 PMI stands for Private Mortgage Insurance, an extra monthly cost some buyers pay on top of their mortgage. Here is the catch... it protects the lender, not you 📋 You pay it when your down payment is under 20%, because lenders see that loan as higher risk. On a large San Francisco loan, that can add real money to your monthly payment 💰 The good news? PMI is not forever. Once you build enough equity you can request to remove it and lower what you pay each month ✨ Swipe through for what PMI is, why you might be paying it, and how to avoid or remove it. Not sure if PMI applies to you? Let's talk. Janice Lee, DRE #01720205 📞 (415) 832-9151 🌐 JaniceLeeHomes.com #SanFranciscoRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #PMI #SanFranciscoRealtor
Hi! Janice Lee here 👋 If you are buying a home, there is a good chance you have run into three little letters that quietly add to your monthly payment: PMI 🏡 PMI stands for Private Mortgage Insurance, an extra monthly cost some buyers pay on top of their mortgage. Here is the catch... it protects the lender, not you 📋 You pay it when your down payment is under 20%, because lenders see that loan as higher risk. On a large San Francisco loan, that can add real money to your monthly payment 💰 The good news? PMI is not forever. Once you build enough equity you can request to remove it and lower what you pay each month ✨ Swipe through for what PMI is, why you might be paying it, and how to avoid or remove it. Not sure if PMI applies to you? Let's talk. Janice Lee, DRE #01720205 📞 (415) 832-9151 🌐 JaniceLeeHomes.com #SanFranciscoRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #PMI #SanFranciscoRealtor
Hi! Janice Lee here 👋 If you are buying a home, there is a good chance you have run into three little letters that quietly add to your monthly payment: PMI 🏡 PMI stands for Private Mortgage Insurance, an extra monthly cost some buyers pay on top of their mortgage. Here is the catch... it protects the lender, not you 📋 You pay it when your down payment is under 20%, because lenders see that loan as higher risk. On a large San Francisco loan, that can add real money to your monthly payment 💰 The good news? PMI is not forever. Once you build enough equity you can request to remove it and lower what you pay each month ✨ Swipe through for what PMI is, why you might be paying it, and how to avoid or remove it. Not sure if PMI applies to you? Let's talk. Janice Lee, DRE #01720205 📞 (415) 832-9151 🌐 JaniceLeeHomes.com #SanFranciscoRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #PMI #SanFranciscoRealtor
Hi! Janice Lee here 👋 If you are buying a home, there is a good chance you have run into three little letters that quietly add to your monthly payment: PMI 🏡 PMI stands for Private Mortgage Insurance, an extra monthly cost some buyers pay on top of their mortgage. Here is the catch... it protects the lender, not you 📋 You pay it when your down payment is under 20%, because lenders see that loan as higher risk. On a large San Francisco loan, that can add real money to your monthly payment 💰 The good news? PMI is not forever. Once you build enough equity you can request to remove it and lower what you pay each month ✨ Swipe through for what PMI is, why you might be paying it, and how to avoid or remove it. Not sure if PMI applies to you? Let's talk. Janice Lee, DRE #01720205 📞 (415) 832-9151 🌐 JaniceLeeHomes.com #SanFranciscoRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #PMI #SanFranciscoRealtor

Slash Your Monthly Mortgage by Ditching PMI Once You Hit 20% Equity

Hi! Janice Lee here 👋 If you are buying a home, there is a good chance you have run into three little letters that quietly add to your monthly payment: PMI 🏡 PMI stands for Private Mortgage Insurance, an extra monthly cost some buyers pay on top of their mortgage. Here is the catch... it protects the lender, not you 📋 You pay it when your down payment is under 20%, because lenders see that loan as higher risk. On a large San Francisco loan, that can add real money to your monthly payment 💰 The good news? PMI is not forever. Once you build enough equity you can request to remove it and lower what you pay each month ✨ Swipe through for what PMI is, why you might be paying it, and how to avoid or remove it. Not sure if PMI applies to you? Let's talk. Janice Lee, DRE #01720205 📞 (415) 832-9151 🌐 JaniceLeeHomes.com #SanFranciscoRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #PMI #SanFranciscoRealtor

#firsttimehomebuyer#pmi#homebuyingtips#sanfrancisco#mortgagetips#sanfranciscorealtor

August 20, 2026

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